Blister Beetle - Megetra sp.
Family Meloidae - Blister Beetles

Live adult female blister beetles photographed near Gobernador, Rio Arriba County, New Mexico, USA
Blister Beetle - Megetra sp.
Blister Beetle - Megetra sp. Photos: Michael J. Landem, Blue Spruce Photography
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Beetles in the genus Megetra advertise their toxicity with aposematic coloring. Not all blister beetles use this method of warning off predators; Black Blister Beetle - Epicauta pennsylvanica. There are 3 species in genus Megetra. These beetles range the southwest U.S. and Mexico, and are often found in the Chihuahuan desert.

The Navajo call this insect water carrier, ignominious gringos call it 'football player beetle' or simply football beetle. 

Blister Beetles produce cantharidin, a poison comparable to cyanide and strychnine in toxicity. Stored in the insects' blood, cantharidin is very stable and remains toxic in beetle carcasses. Animals may be poisoned by ingesting beetles while grazing or eating harvested silage. Cantharidin can also cause severe skin inflammation and blisters [1].

Cantharidin is absorbed through the intestine and can cause symptoms such as inflammation, colic, straining, elevated temperature, depression, increased heart rate and respiration, dehydration, sweating, and diarrhea. There is frequent urination during the first 24 hours after ingestion, accompanied by inflammation of the urinary tract. This irritation may also result in secondary infection and bleeding.  Taken internally, as little as 10 milligrams can be fatal in humans [2].

Blister Beetle - Megetra sp.
Megetra female feeding on succulent. The Navajo call this insect water carrier.
The concentration of cantharidin in adult beetles depends primarily on the sex; males produce the chemical and only pass on small amounts to the females during mating.

Cantharidin amounts also depend on species; the striped blister beetle has approximately five times more catharidin than the black variety. In one species, Méloé proscarabaeus, cantharidin makes up fully 1/4 of the insect's blood.

There are other insects, including some beetles, flies, bugs that eat live or dead blister beetles to obtain the protective qualities of this chemical defense; these so-called cantharidinophilous insects have acquired immunity from the chemical and remain unharmed. [2]

Male fire-colored beetles in the family Pyrochroidae are known to climb onto blister beetles and ingest the cantharidin exuded by the insect. Completely immune to the effects of the blistering agent, they use the chemical to attract females, who become the recipients of a cantharidin-laden sperm packet with which they coat their eggs.

References
  1. K.K. Kinney, F.B. Peairs and A.M. Swinker, Blister Beetles in Forage Crops, Colorado State University Extension no. 5.524
  2. Professor E. David Morgan, Chemical Ecology Group, Lennard-Jones Laboratory School of Physical and Geographical Sciences, Keele University, Staffordshire U.K. (©Red Planet Inc.)
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Order Coleoptera: Beetles are the dominant form of life on earth: one of every five living species is a beetle. Coleoptera is the largest order in the animal kingdom, containing a third of all insect species. There are about 400,000 known species worldwide, ~30,000 of which live in North America.  Beetles live in nearly every habitat, and for every kind of food, there's probably a beetle species that eats it.
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